how it changed my spending

Although this book has some very good points, at this point in my life i can't take advantage of some of them. One thing I learned was that paying off my student loans as quickly as possible could save me thousands. I can also take advantage of the latte factor. If i buy just 2 monsters a week then that's $5 and multiply that by 52 and that's $260 I could save a year buy just not buying monster.