How i will use this information in the future

I will definitely use some of what i learned in the future. One thing that I will use is taking a certain percent out of my paycheck for a 401k. I might be tempted to put very little in it when i first start with my job and buying a house because I may be low on money. Taking advantage of the latte factor could potentially save me enough money so 10% a week taken out of my paycheck won't be so bad.